homeownership

A Slower Market, Happier Buyers More homeowners today say they’re happy with their purchase compared to two years ago. According to Realtor.com’s 2025 Consumer Attitudes & Usage Study, 37% of buyers reported no regrets about their home purchase this year—up from 31% in 2023. Researchers surveyed more than 1,200 people who bought a home in […]

The U.S. housing market is stuck. Millions of homeowners are clinging to ultra-low mortgage rates they locked in years ago, unwilling to sell and face today’s much higher rates. Now, the Federal Housing Finance Agency (FHFA) is exploring an idea that could shake things up: portable mortgages—loans that homeowners could take with them to their […]

The Federal Reserve has lowered its benchmark interest rate for the second time in a row, aiming to steady the economy as layoffs increase and the government shutdown drags on. The move brings the federal funds rate down to a range between 3.75% and 4%, the lowest level since late 2022. But while this rate […]

The Big News Fannie Mae and Freddie Mac—two of the most important companies behind U.S. home loans—might be taken public again by the end of 2025. Reports say the plan could value them at $500 billion, with the government raising around $30 billion. Their stock prices jumped about 20% on the news. Both companies have […]